Yahoo Answers is shutting down on 4 May 2021 (Eastern Time) and the Yahoo Answers website is now in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

How many times can a company run your credit within a 30 day period?

Update:

I meant to add legally. Can you give me a link to show where you got the answer

5 Answers

Relevance
  • 1 decade ago
    Favourite answer

    I don't believe there is a limit, but if your report is pulled by the same company for the same purpose within a certain time frame, it should not hurt your score. See item 4 here: http://www.bankrate.com/brm/news/credit-management...

    -------------------------------

    As far as collection agencies are concerned, authorization to pull your credit report was given to the original lender

    the contract (debt) was sold to the collection agency

    they have the rights you gave in the original contract.

    http://www.fair-debt-collection.com/ODFaq/index.ph...

    "Can debt collectors legally request copies of my credit reports?

    Yes, debt collectors can legally check credit reports!

    When you sign credit agreements such as mortgages, credit cards, auto loans and so forth, you also agree to allow the creditor (and its designated representatives) to pull credit reports on you anytime they feel it's necessary.

    This means they can pull your report periodically and most do. Some pull reports monthly, others quarterly and some only annually.

    Two very common reasons for pulling credit reports are late payments and collection actions. In the case of late payments on credit cards, you can expect your creditor to not only pull your credit report, you can expect them to raise your interest rate. This happens thousands of times a day!

    When your past due account is sent to collections, so does the right to pull your credit report. Thus, according to the Fair Credit Reporting Act, collectors have a legitimate business reason to review your credit report."

  • Anonymous
    7 years ago

    This site can solve your problem very fast: WWW.CREDIT-COMPARE.NET

    RE:How many times can a company run your credit within a 30 day period?

  • 7 years ago

    For financial and credit subject I was search for solutions at this site: HTTP://FINANCE-SOLUTION.US

    RE How many times can a company run your credit within a 30 day period?

    #EANF#

  • 6 years ago

    Find best solutions

  • Anonymous
    7 years ago

    I recommend you to check this site that can solve your doubts FINANCE-SOLUTIONS.INFO

Still have questions? Get answers by asking now.